TOOL
Medical Tax Credit Calculator (South Africa)
Short answer: The medical scheme fees tax credit is a fixed amount for each month you belong to a medical aid: R376 for you, R376 for the first dependant and R254 for each other dependant in 2026/27. It reduces your tax directly.
Try it
How it works
- Choose the tax year.
- Type the number of people on the medical aid and the months you were a member.
- See the credit for the year. Send your medical certificate on WhatsApp and it is used in your estimate.
Do it on WhatsApp
Once you are set up, just say: "what do I owe"
Frequently asked questions
Who gets the credit?
The person who pays the medical aid contributions, for themselves and the dependants on the scheme.
Is there more for out of pocket costs?
There is an additional medical expenses credit in some cases. See how the medical credit works.
What document do I need?
Your medical aid's tax certificate for the year.
Related
SARS Tax Refund Calculator (South Africa)Estimate your SARS refund: your tax for the year from the SARS tables, less the PAYE on your IRP5. Works in your browser, nothing is sent.Income Tax Calculator South Africa (2026/27 and 2025/26)Work out South African income tax for a year: SARS brackets, the primary, secondary and tertiary rebates, and the medical scheme fees credit.Tax Return Documents Checklist (South Africa)The documents to gather before you file an ITR12 in South Africa: IRP5, IT3(a), medical, retirement annuity, logbook, donation receipts and slips.
General information and estimates, not tax advice. Tax Pig prepares and organises; you or your registered tax practitioner submit to SARS. Last checked 19/10/2026.
